Insurance guidance for nonprofits reviewing unemployment costs and commercial risk.
David Crowley Insurance Services helps organizations make informed insurance decisions through nonprofit Unemployment Risk Solutions review, commercial-only guidance, thoughtful coverage review, and practical risk management support.
Based in Santa Rosa and serving organizations throughout California, the agency focuses on three core areas: nonprofit insurance and URS review, commercial insurance, and risk management.
For BusinessesCommercial Insurance
Commercial-only insurance guidance for businesses with property, liability, operational, and long-term risk considerations.
For NonprofitsURS & Nonprofit Insurance
Guidance for nonprofit organizations reviewing unemployment liability, potential SUI savings, coverage, costs, people, operations, and mission protection.
For Complex RisksRisk Management
Practical advisory support for organizations that want to understand exposures, review coverage gaps, and make better insurance decisions.
The conversation starts with your organization, not a policy quote.
Insurance decisions are stronger when they begin with context. David helps leaders review the responsibilities, exposures, costs, and coverage questions that matter before moving toward recommendations.
Understand
Review the organization, property, people, contracts, operations, current coverage, and any upcoming renewal concerns.
Evaluate
Identify exposures, coverage gaps, cost pressures, nonprofit unemployment liability questions, and areas that may need clearer planning.
Advise
Explain options in plain language so leaders can make informed decisions with confidence and long-term support.
A commercial-only advisor for organizations that value experience and clarity.
David Crowley Insurance Services is a fit for nonprofits and businesses that want a relationship-based advisor, not a high-volume transaction. The work is especially helpful when the account involves unemployment cost pressure, property, people, leadership responsibilities, operations, renewal pressure, or specialized commercial risk.
Request a URS Review- Commercial insurance review for businesses and organizations
- Nonprofit insurance guidance, including URS and unemployment liability conversations
- Risk management support before renewal or claim pressure
- Independent guidance from a commercial insurance career beginning in 1986
See whether your nonprofit could lower SUI costs by around 33%.
If your organization is paying state unemployment insurance taxes, there may be another option. David Crowley Insurance Services helps nonprofit leaders evaluate unemployment liability insurance solutions designed to reduce costs, protect against claims, and keep more resources focused on the mission. Savings vary by organization and eligibility.