Helping California nonprofits review whether URS could reduce unemployment costs by around 33%.
David Crowley Insurance Services helps nonprofit organizations evaluate Unemployment Risk Solutions, State Unemployment Insurance costs, and the coverage decisions that affect long-term financial stability.
For many nonprofits, unemployment insurance feels like a fixed payroll cost. A clear review can show whether a specialized unemployment risk approach may be a better fit.
Based in Santa Rosa and serving organizations throughout California, David also helps nonprofit leaders understand broader coverage considerations for staff, leadership, volunteers, programs, and mission protection.
- Review of nonprofit unemployment liability and SUI-related cost questions
- Unemployment Risk Solutions application support using downloadable fillable PDFs
- Savings may be around 30% to 35% for some eligible nonprofits, but results vary
- Coverage support for staff, leadership, boards, volunteers, programs, and operations

Insurance support built around unemployment costs, people, and mission.
Nonprofit organizations carry unique obligations to employees, boards, volunteers, donors, programs, and communities. The right insurance guidance should help leaders understand those risks clearly before making coverage decisions.
Unemployment Liability
Guidance for nonprofit organizations reviewing unemployment liability, State Unemployment Insurance costs, and alternatives that may better support long-term financial stability.
People & Leadership
Support for coverage considerations involving employees, leadership teams, boards, volunteers, programs, and the people who help carry out your mission.
Mission Protection
Practical insurance guidance designed to help nonprofit leaders protect resources, reduce uncertainty, and keep more focus on the communities they serve.
Download the Great American URS forms.
Start with the one-page indication form if you want a quick review. The full insurance application is available for organizations ready to move further into the process.
Unemployment Risk Solutions Indication Form
One-page fillable PDF used for an initial unemployment contractual liability program review.
Download 1-page indication formUnemployment Risk Solutions Insurance Application
Fillable PDF application for unemployment risk insurance through Great American Insurance Group.
Download insurance application
For help accessing or completing these forms, call (707) 304-7430 ext. 101 or email david@dcrowleyins.com.
A clear process for reviewing URS fit.
Nonprofit insurance decisions should be thoughtful, transparent, and aligned with your organization’s mission. The process starts with understanding how your nonprofit operates and where risk or cost pressure may affect long-term stability.
Understand
We learn about your nonprofit, employees, leadership structure, programs, current coverage, unemployment costs, and organizational responsibilities.
Evaluate
We review whether your current unemployment liability approach aligns with your needs, costs, claims history, and long-term goals.
Advise
We explain your options clearly, answer questions, and provide steady guidance so your organization can move forward with confidence.
Specialized insurance guidance for nonprofit organizations that need clarity, cost awareness, and long-term protection for their mission.
- 1986 Commercial Insurance Career Began
- 2009 Independent Agency Founded
- CA Santa Rosa Based, California Focused
- Mission Focused Nonprofit Guidance
More ways we help organizations manage risk.
In addition to nonprofit insurance guidance, David Crowley Insurance Services supports businesses and organizations with commercial coverage and risk management advisory support.
For BusinessesCommercial Insurance
Commercial-only insurance guidance for businesses with property, liability, operational, and long-term risk considerations.
Current ServiceNonprofit Insurance
Guidance for nonprofit organizations reviewing coverage, unemployment liability solutions, costs, people, operations, and mission protection.
For Complex RisksRisk Management
Practical advisory support for organizations that want to understand exposures, review coverage gaps, and make better insurance decisions.

See whether your nonprofit could lower SUI costs by around 33%.
If your organization is paying state unemployment insurance taxes, there may be another option. David Crowley Insurance Services helps nonprofit leaders evaluate unemployment liability insurance solutions designed to reduce costs, protect against claims, and keep more resources focused on the mission. Savings vary by organization and eligibility.

