David M. Crowley, CPCU, AICCommercial insurance guidance for California nonprofits and businesses.
Based in Santa Rosa, David Crowley Insurance Services helps nonprofit organizations and commercial clients throughout California evaluate coverage, manage risk, and make confident insurance decisions.
California License #: 0A98497 · AXIS Associated Insurance Brokers, LLC — Member Agency
A clearer way to approach commercial insurance
The right insurance conversation should feel practical, informed, and specific to the organization in front of you. David helps leaders understand their options before they commit to a plan.
Commercial Insurance
Guidance for businesses and commercial organizations reviewing coverage, property exposures, liability concerns, and long-term protection.
Explore Commercial Insurance
Nonprofit Insurance
Insurance guidance for nonprofit organizations looking to manage unemployment liability, protect their team, and preserve more resources for their mission.
Explore Nonprofit Insurance
Risk Management
Practical advisory support for organizations that want to identify risk, understand coverage decisions, and plan ahead before a claim or renewal creates pressure.
Explore Risk Management
Review your unemployment insurance approach before it becomes another fixed cost.
Nonprofit leaders are often balancing mission, staffing, compliance, and limited budgets at the same time. David helps organizations review their current State Unemployment Insurance approach and understand whether a specialized unemployment risk solution may be worth evaluating.
Savings vary by organization, payroll, claims history, and eligibility. The goal is a clear review first — not pressure, confusion, or a generic recommendation.
A practical next step from the email.
- Review your current nonprofit unemployment insurance setup
- Identify whether a specialized solution may reduce costs
- Get clear guidance from a California commercial insurance advisor
A steady, commercial-only perspective shaped by decades of underwriting, agency, and advisory experience.
- 1986 Commercial Insurance Career Began
- 2009 Independent Agency Founded
- CPCU Chartered Property Casualty Underwriter
- CA Santa Rosa Based, California Focused
Experience that helps organizations make better insurance decisions
David M. Crowley, CPCU, AIC began his insurance career in 1986 as a commercial underwriter for a national insurance carrier. That foundation still shapes the way he approaches coverage today: carefully, practically, and with attention to how risk actually shows up inside an organization.
His background includes commercial accounts across Sonoma County and California, including car dealerships, fire departments, common interest developments, developers, industrial properties, wineries, and artisan contractors. In 2009, David founded his own agency with a focused commitment to commercial insurance.
- Specialized guidance for nonprofit unemployment liability solutions
- Commercial-only experience across complex property-driven accounts
- Independent support for organizations that value clarity, responsiveness, and long-term relationships
Insurance guidance that starts with understanding the organization
David’s process is built around listening first, reviewing the details, and helping clients understand what their options mean before a decision is made.
Understand
The conversation starts with your organization, your people, your responsibilities, your current coverage, and the risks you already know are on the table.
Evaluate
David reviews the details, explains what stands out, and helps determine where commercial insurance, nonprofit insurance, or risk management support may fit.
Advise
You receive clear guidance, direct answers, and ongoing support from an advisor who is focused on long-term protection instead of a quick transaction.
Steady guidance for complex insurance decisions
Commercial insurance is easier to navigate when the relationship is clear, responsive, and grounded in experience.
A practical review of your current situation, including the risks, responsibilities, and coverage questions that matter most to your organization.
Direct explanations without unnecessary jargon, so leadership teams can understand their options before moving forward.
A long-term relationship with an advisor who understands commercial insurance and the importance of protecting people, property, and mission.
Explore a Smarter Way to Protect Your Nonprofit
If your organization is paying state unemployment insurance taxes, there may be another option. David Crowley Insurance Services helps nonprofit leaders evaluate unemployment liability insurance solutions designed to reduce costs, protect against claims, and keep more resources focused on the mission.